My Halal Portfolio Builder ✨
Your personalized halal & ethical investment plan
Halal + Ethical ✓
1
Your Goal2
Risk Tolerance3
How to Invest✓
Your PlanStep 1 of 3
Let's build your halal portfolio.
Tell us where you're investing from, what you're saving for, and when you need it.
In your local currency. Even small amounts add up over time.
Just your goal — you'll set the timeline below.
3–5 years
5–7 years
7–10 years
10+ years
This is the most important input — it determines how much risk makes sense for your situation.
This tool is built on 3 core principles from the Halal Investing 101 Guide
1
Start with your timeline
How long you have matters more than how much. More time = more stocks. Less time = more sukuk & alternative investments.
2
Balance stocks with sukuk
Stocks give you growth. Sukuk and alternative investments give you stability without riba. The right mix depends on your goal.
3
Automate and leave it alone
Set up automatic monthly investments and stop checking daily. Time in the market always beats timing the market.
📖 Everything in this tool is based on the teachings inside the Halal Investing 101 Guide. If anything is unclear, go back to the guide — it covers all of this in depth.
Step 2 of 3
How do you feel about risk?
Choose the option that best describes you.
Conservative
Stability over growth. I don't want to watch my balance go up and down.
Moderate
Some ups and downs are okay if it means more growth over time.
Aggressive
Growth is my priority. I can handle bigger swings for higher potential returns.
Step 3 of 3
How do you want to invest?
All options use halal + ethical screening. The difference is how hands-on you want to be.
Not sure which is right for you? Module 3 of the Halal Investing 101 Guide covers all three options in detail — go back and review it before making your decision!
Log in to the guide → · Don't have it yet? Get the Halal Investing 101 Guide →
Log in to the guide → · Don't have it yet? Get the Halal Investing 101 Guide →
Roboadvisor — done for you
A platform manages your portfolio for you automatically. You choose a risk level, set up auto-invest, and you're done. You pay a small fee for the convenience.
EasiestDIY with halal ETFs
Open a brokerage account and buy halal-screened ETFs directly. Lower fees and more control. Takes a little more setup but isn't complicated once you know what to buy.
IntermediateAdvanced DIY with filtration
Take any fund on the market and use a halal screening tool to remove non-halal and non-ethical companies. Tools like Zoya and Amal Invest offer this. Maximum control — but not available for retirement accounts (use DIY instead for those).
AdvancedBuilding your personalized halal portfolio plan...
Matching funds to your goal, timeline & approach
Your Halal Portfolio Plan ✨
Your Suggested Allocation
StocksSukuk / Alt. Investments
Funds to Consider
Where to Open Your Account
Your Monthly Breakdown
Your potential growth
Why This Works For You
Your Next Steps
⚠️ Important Disclaimer
The information provided by this tool is for educational and informational purposes only. It is meant to give you a starting point for building your own halal investment portfolio. This is not financial, investment, tax, or legal advice. AI tools can make mistakes — always verify fund availability, halal status, and platform details before investing.
I encourage you to use the frameworks and principles taught inside the Halal Investing 101 Guide to make informed decisions that align with your goals and values. Before making any financial decisions, consider consulting with a qualified professional such as a CPA or financial advisor.
By using this tool, you acknowledge that you are responsible for your own financial decisions.
📧 Email My Plan to Myself
The information provided by this tool is for educational and informational purposes only. It is meant to give you a starting point for building your own halal investment portfolio. This is not financial, investment, tax, or legal advice. AI tools can make mistakes — always verify fund availability, halal status, and platform details before investing.
I encourage you to use the frameworks and principles taught inside the Halal Investing 101 Guide to make informed decisions that align with your goals and values. Before making any financial decisions, consider consulting with a qualified professional such as a CPA or financial advisor.
By using this tool, you acknowledge that you are responsible for your own financial decisions.
📚 Malak's Portfolio Framework
Under 3 yrsDon't invest — save cash instead.
3–5 years~50% stocks / 50% sukuk & alt. investments
5–7 years~60–70% stocks / 30–40% sukuk & alt. investments
7–10+ yrs~80–100% stocks / 0–20% sukuk & alt. investments
Suggested starting points, not rules. Your situation may look different based on your goals and risk tolerance.
🔒 All results are Halal + Ethical
Every recommendation meets two screening standards: AAOIFI (Accounting and Auditing Organization for Islamic Financial Institutions) — the global body that determines whether a stock is Shariah-compliant — and AFSC (American Friends Service Committee) ethical screening, which many halal investing platforms now use to filter out companies involved in the occupation of Palestine and human rights violations. Note: AFSC standards differ slightly from the official BDS campaign list. We cover this in depth in the Ethical Investing module of the Halal Investing 101 Guide. Already have the guide? Log in → · Don't have it? Get the Halal Investing 101 Guide →
💡 What are sukuk & alternative investments?
Sukuk is the halal alternative to bonds — investors share profits of a real asset instead of earning interest (which is haram). Roboadvisors like Manzil and Wahed may also hold gold or real estate. These all serve the same purpose: stability alongside your stocks.
Want to see the real thing?
See exactly how Malak does it
You've got your plan. Now see the real-life version — every account Malak has open, every number, and every decision she made and why.
- All of Malak's actual numbers with screenshots
- The exact accounts she uses and why she chose them
- Her specific fund decisions explained
- What she'd do differently if she were starting today
Malak's Halal Investing Formula
Every strong halal portfolio is built on these three principles
1
Start with your timeline
How long you have matters more than how much you invest. More time = more stocks. Less time = more sukuk & alternative investments.
2
Balance stocks with sukuk
Stocks give you growth. Sukuk and alternative investments (gold, real estate) give you stability without riba. The right mix depends on your goal and timeline.
3
Automate and leave it alone
Set up automatic monthly investments and stop checking it every day. Time in the market always beats trying to time the market.