Step 1 of 3
Let's build your halal portfolio.
Tell us where you're investing from, what you're saving for, and when you need it.
In your local currency. Even small amounts add up over time.
Just your goal — you'll set the timeline below.
3–5 years
5–7 years
7–10 years
10+ years
This is the most important input — it determines how much risk makes sense for your situation.
This tool is built on 3 core principles from the Halal Investing 101 Guide
1
Start with your timeline
How long you have matters more than how much. More time = more stocks. Less time = more sukuk & alternative investments.
2
Balance stocks with sukuk
Stocks give you growth. Sukuk and alternative investments give you stability without riba. The right mix depends on your goal.
3
Automate and leave it alone
Set up automatic monthly investments and stop checking daily. Time in the market always beats timing the market.
📖 Everything in this tool is based on the teachings inside the Halal Investing 101 Guide. If anything is unclear, go back to the guide — it covers all of this in depth.
Step 2 of 3
How do you feel about risk?
Choose the option that best describes you.
Conservative
Stability over growth. I don't want to watch my balance go up and down.
Moderate
Some ups and downs are okay if it means more growth over time.
Aggressive
Growth is my priority. I can handle bigger swings for higher potential returns.
Step 3 of 3
How do you want to invest?
All options use halal + ethical screening. The difference is how hands-on you want to be.
Not sure which is right for you? Module 3 of the Halal Investing 101 Guide covers all three options in detail — go back and review it before making your decision!
Log in to the guide → · Don't have it yet? Get the HI101 Guide →
Log in to the guide → · Don't have it yet? Get the HI101 Guide →
Roboadvisor — done for you
A platform manages your portfolio for you automatically. You choose a risk level, set up auto-invest, and you're done. You pay a small fee for the convenience.
EasiestDIY with halal ETFs
Open a brokerage account and buy halal-screened ETFs directly. Lower fees and more control. Takes a little more setup but isn't complicated once you know what to buy.
IntermediateAdvanced DIY with filtration
Take any fund on the market and use a halal screening tool to remove non-halal and non-ethical companies. Tools like Zoya and Amal Invest offer this. Maximum control — but not available for retirement accounts (use DIY instead for those).
AdvancedBuilding your personalized halal portfolio plan...
Matching funds to your goal, timeline & approach
Your Halal Portfolio Plan ✨
Your Suggested Allocation
StocksSukuk / Alt. Investments
Funds to Consider
Where to Open Your Account
Your Monthly Breakdown
Why This Works For You
Your Next Steps
⚠️ Important Disclaimer
The information provided by this tool is for educational and informational purposes only. It is meant to give you a starting point for building your own halal investment portfolio. This is not financial, investment, tax, or legal advice. AI tools can make mistakes — always verify fund availability, halal status, and platform details before investing.
I encourage you to use the frameworks and principles taught inside the Halal Investing 101 Guide to make informed decisions that align with your goals and values. Before making any financial decisions, consider consulting with a qualified professional such as a CPA or financial advisor.
By using this tool, you acknowledge that you are responsible for your own financial decisions.
The information provided by this tool is for educational and informational purposes only. It is meant to give you a starting point for building your own halal investment portfolio. This is not financial, investment, tax, or legal advice. AI tools can make mistakes — always verify fund availability, halal status, and platform details before investing.
I encourage you to use the frameworks and principles taught inside the Halal Investing 101 Guide to make informed decisions that align with your goals and values. Before making any financial decisions, consider consulting with a qualified professional such as a CPA or financial advisor.
By using this tool, you acknowledge that you are responsible for your own financial decisions.
📚 Malak's Portfolio Framework
Under 3 yrsDon't invest — save cash instead.
3–5 years~50% stocks / 50% sukuk & alt. investments
5–7 years~60–70% stocks / 30–40% sukuk & alt. investments
7–10+ yrs~80–100% stocks / 0–20% sukuk & alt. investments
Suggested starting points, not rules. Your situation may look different based on your goals and risk tolerance.
🔒 All results are Halal + Ethical
Every recommendation combines AAOIFI halal standards with AFSC ethical screening — filtering out companies linked to the occupation of Palestine.
💡 What are sukuk & alternative investments?
Sukuk is the halal alternative to bonds — investors share profits of a real asset instead of earning interest (which is haram). Roboadvisors like Manzil and Wahed may also hold gold or real estate. These all serve the same purpose: stability alongside your stocks.
